NorthStar Credit Union is a member-owned & operated,
not-for-profit financial cooperative. Unlike a bank or
S & L, NorthStar operates as a full service financial
institution for the benefit of our membership, not to
satisfy the profitable desires of a few select stockholders.
Because you a depositor/owner, we
work for you. There are no stockholders to pay
because all of our members are "shareholders" with
an equal share in the credit union, therefore, our
profits are returned to you in the form of higher dividends.
With savings accounts
from NorthStar, you can have peace of mind knowing
your funds are safe and secure! All
NorthStar savings accounts are Federally Insured
by the National Credit Union Share Insurance
Fund of $250,000 per account.
The National Credit Union Share Insurance
Fund (NCUSIF) is an arm of the National
Credit Union Administration (NCUA), an independent
agency of the United States Government. Your share insurance
is similar to the deposit insurance provided by the Federal
Deposit Insurance Corporation. The NCUSIF maintains at
or near 1.30 percent of federally insured credit union
No federal tax dollars have ever been
placed in the credit union financial fund. Unlike banks
or savings and loans, there has been no taxpayer bail
out of a federally insured credit union!
However, there are exceptions. For more
information, please contact our Member Services Department
at 630.393.7201 or 800.983.6828 outside of the Chicagoland
REORDER YOUR CHECKS ONLINE!
If you currently have a checking
account with us and have ordered checks through NorthStar, click here to reorder your checks now! For
security purposes, you will not be allowed make any
changes to your order using this process. If
you would like to change your address, name, check
style, etc., please contact one of our Financial Service
Representatives at 630.393.7201 ext 213 or outside
the Chicagoland area at 800.983.6828. ext. 213.
A Checking Account from NorthStar
can help save you money. Our Checking account does not
require a minimum balance, there is no "per check" fee
or a monthly service fee. In fact, your first 50 checks
are FREE!! The only cost of our checking is the purchase
of your checks.*
-- How much does your checking
account cost you? We encourage you to compare your
current account with what we have to offer!
Additional Checking Account Features:
- Duplicate Checks
- Dividend Paid Monthly on Daily
Balances of $5,000 or more
- Unlimited Number of Checks
- Automatic Transfers from Savings,
3 free per month
- Monthly Statements
- Overdraft Protection Loan
- And More...
- Reg D Information
||Moving your existing accounts to NorthStar Credit Union?
Click here to find all the documents you need to make the move easy.
* Overdraft charges may occur
in the event of overdrafts.
here to contact our Membership Development Officer
to open a checking account
With a MasterCard Debit Card issued
by NorthStar, you will have access to your money anytime
day or night. Most automated teller machines are open
24-Hours a day, 365 days of the year. With thousands
of locations worldwide, your debit card makes doing business
with NorthStar more convenient than ever.
You can use the MasterCard Debit
Card anywhere that regular MasterCard is accepted and
the amount of the purchase will be withdrawn directly
from your checking account!
For a complete listing of surcharge free
ATMs go to:
Direct deposit is a safe and easy
way to have your paychecks automatically placed into
any account(s) at NorthStar. You can simply have your
paycheck, pension, government, or military pay electronically
transferred into your account. Funds are available immediately.
Account Information at YOUR Convenience Audio Response Teller (ART) gives you access to your accounts
24-hours a day, 7 days a week. All you need is a touch-tone
phone, your account number, and your Personal Identification
Number (PIN). Using ART is convenient, safe, and best
of all, it’s free!
Using ART you can: check your account
balances; transfer money; find out if a check has cleared
your account; list recent account transactions; have
a check sent to your home; make loan payments; loan advances;
plus much more!
Safety is ensured, even if someone knows
your account number and your PIN, the telephone transactions
only work within your personal account.
ART cannot transfer money to another
person ‘s account, make a check payable to anyone
else other then the account owner or send a check to
a different address.
All ART transactions will appear
on your monthly NorthStar statement.
The NorthStar Money Market account
provides you with a higher yielding savings option without
sacrificing the availability of your investment. With
a balance of $1,000 or more, you will earn the Money
Market tiered dividend rate. This account allows
you the flexibility to make unlimited deposits and withdrawals,
with a minimum withdrawal of $100.00. There are no monthly
service fees or penalties for withdrawal of your funds
on this type of account.
Accessing your money market fund is convenient.
You may even elect to order checks drawn against your
account. Transactions may be completed over the phone
or in person at our office. To open a Money Market account
simply ask a credit union representative to deposit or
transfer funds into a Money Market account type and the
account will be opened under your current membership
account number. If you would like checks drawn against
your Money Market account ask a NorthStar representative
to place your order.
Christmas Club Accounts are designed
to allow you to set aside funds for holiday purchases
or any other special occasions.
Deposits to a Christmas Club account
can be set up through direct deposit, payroll deduction,
or automatic transfer enabling you to systematically
save a small portion of each paycheck. There is no minimum
balance required and no limit on the number of withdrawals
or deposits to this account.